Personal Loans
Compare all options on Clara.| PRODUCT | Application Options | Arrears Fee | Arrears Fee Type | Average Response Time | Early Repayment Penalty | Establishment Fee Type | Late Payment Fee | Late Payment Fee Type | Loan Deposit Timing | Max Establishment Fee Payment | Max Establishment Fee Percentage | Max Interest Rate Per Annum | Max Interest Rate Per Annum | Max Loan Amount | Max Payment Period | Min Interest Rate Per Annum | Min Interest Rate Per Annum | Min Loan Amount | Min Repayment Period | Monthly Service Fee Payment | Monthly Service Fee Percentage | Monthly Service Fee Type | Payment Period Type |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 Variable Rate Personal Loan by Plenti | ["online"] | Not available | varies on personalized contract | within hours | none | flat payment fee | 30 | flat payment fee | overnight | 599 | Not available | 0.07 | 0.07 | 45000 | 24 | 0.06 | 0.06 | 2001 | 12 | Not available | Not available | none | months |
.jpg?locale=en-AU) Small Personal Loan (Tier 4) by Safe Financial | ["online", "phone"] | 35 | flat payment fee | within hours | none | flat payment fee | Not available | varies on personalized contract | same day | 400 | Not available | 0.48 | 0.48 | 5000 | 52 | 0.09 | 0.09 | 2001 | 22 | Not available | 0.04 | percentage of loan | weeks |
.jpg?locale=en-AU) Small Personal Loan (Tier 3) by Safe Financial | ["online", "phone"] | 35 | flat payment fee | within hours | none | flat payment fee | Not available | varies on personalized contract | same day | 400 | Not available | 0 | 0 | 2000 | 52 | 0 | 0 | 2000 | 22 | 80 | Not available | flat payment fee | weeks |
.jpg?locale=en-AU) Small Personal Loan (Tier 2) by Safe Financial | ["online", "phone"] | 35 | flat payment fee | within hours | none | flat payment fee | Not available | varies on personalized contract | same day | 300 | Not available | 0 | 0 | 1500 | 52 | 0 | 0 | 1500 | 22 | 60 | Not available | flat payment fee | weeks |
.jpg?locale=en-AU) Small Personal Loan (Tier 1) by Safe Financial | ["online", "phone"] | 35 | flat payment fee | within hours | none | flat payment fee | Not available | varies on personalized contract | same day | 200 | Not available | 0 | 0 | 1000 | 52 | 0 | 0 | 1000 | 22 | 40 | Not available | flat payment fee | weeks |
 Small Personal Loan by Cash Converters | ["online", "on-site"] | 33 | flat payment fee | multiple days | none | percentage of loan | 33 | flat payment fee | same day | Not available | 0.2 | 0 | 0 | 2000 | 12 | 0 | 0 | 100 | 2 | Not available | 0.04 | percentage of loan | months |
 Small Personal Loan by Nifty | ["online"] | Not available | varies on personalized contract | within minutes | none | percentage of loan | Not available | varies on personalized contract | same day | Not available | 0.2 | 0 | 0 | 2000 | 9 | 0 | 0 | 300 | 6 | Not available | 0.04 | percentage of loan | months |
 Short Term Personal Loan by Sunshine Loans | ["online"] | 30 | flat payment fee | within minutes | none | percentage of loan | 35 | flat payment fee | same day | Not available | 0.2 | 0 | 0 | 2000 | 14 | 0 | 0 | 150 | 9 | Not available | 0.04 | percentage of loan | weeks |
.png?locale=en-AU) Quick Personal Loan (Tier 3) by Fair Go Finance | ["online"] | 35 | flat payment fee | within hours | none | flat payment fee | 35 | flat payment fee | overnight | 695 | Not available | 0.48 | 0.48 | 10000 | 36 | 0.18 | 0.18 | 5001 | 3 | 5 | Not available | flat payment fee | months |
.png?locale=en-AU) Quick Personal Loan (Tier 2) by Fair Go Finance | ["online"] | 35 | flat payment fee | within hours | none | flat payment fee | 35 | flat payment fee | overnight | 695 | Not available | 0.3 | 0.3 | 5000 | 36 | 0.18 | 0.18 | 2250 | 3 | 5 | Not available | flat payment fee | months |
.png?locale=en-AU) Quick Personal Loan (Tier 1) by Fair Go Finance | ["online"] | 35 | flat payment fee | within hours | none | percentage of loan | 35 | flat payment fee | overnight | Not available | 0.2 | 0 | 0 | 2000 | 36 | 0 | 0 | 500 | 3 | Not available | 0.04 | percentage of loan | months |
.png?locale=en-AU) Personal Loan (Tier 2) by Spondooli | ["online"] | Not available | varies on personalized contract | within hours | none | percentage of loan | Not available | varies on personalized contract | same day | Not available | 0.2 | 0.48 | 0.48 | 5000 | 90 | 0.48 | 0.48 | 2001 | 63 | Not available | 0.04 | percentage of loan | days |
.png?locale=en-AU) Personal Loan (Tier 2) by Harmoney | ["online", "phone"] | Not available | varies on personalized contract | within minutes | none | flat payment fee | 15 | flat payment fee | within 24 hours | 575 | Not available | 0.26 | 0.26 | 50000 | 60 | 0.07 | 0.07 | 5000 | 36 | Not available | Not available | none | months |
.png?locale=en-AU) Personal Loan (Tier 2) by MyOzMoney | ["online"] | Not available | varies on personalized contract | within hours | none | percentage of loan with payment cap | 15 | flat payment fee | same day | 1000 | 0.08 | 0.3 | 0.3 | 25000 | 36 | 0.3 | 0.3 | 5001 | 12 | Not available | Not available | varies on personalized contract | months |
.png?locale=en-AU) Personal Loan (Tier 2) by MoneyMe | ["online"] | Not available | varies on personalized contract | within minutes | none | percentage of loan | 15 | flat payment fee | same day | Not available | 0.08 | 0.19 | 0.19 | 50000 | 60 | 0.09 | 0.09 | 3001 | 12 | 5 | Not available | flat payment fee | months |
.png?locale=en-AU) Personal Loan (Tier 2) by Nimble | ["online"] | Not available | varies on personalized contract | within minutes | none | flat payment fee | 20 | flat payment fee | same day | 250 | Not available | 0.3 | 0.3 | 25000 | 48 | 0.09 | 0.09 | 11000 | 6 | Not available | Not available | none | months |
.png?locale=en-AU) Personal Loan (Tier 1) by MoneyMe | ["online"] | Not available | varies on personalized contract | within minutes | none | percentage of loan | 15 | flat payment fee | same day | Not available | 0.08 | 0.3 | 0.3 | 3000 | 24 | 0.09 | 0.09 | 2100 | 12 | 5 | Not available | flat payment fee | months |
.png?locale=en-AU) Personal Loan (Tier 1) by Nimble | ["online"] | Not available | varies on personalized contract | within minutes | none | flat payment fee | 20 | flat payment fee | same day | 195 | Not available | 0.3 | 0.3 | 10000 | 48 | 0.09 | 0.09 | 5000 | 6 | Not available | Not available | none | months |
.png?locale=en-AU) Personal Loan (Tier 1) by MyOzMoney | ["online"] | Not available | varies on personalized contract | within hours | none | flat payment fee | 15 | flat payment fee | same day | 400 | Not available | 0.3 | 0.3 | 5000 | 24 | 0.3 | 0.3 | 2100 | 12 | Not available | Not available | varies on personalized contract | months |
.png?locale=en-AU) Personal Loan (Tier 1) by Harmoney | ["online", "phone"] | Not available | varies on personalized contract | within minutes | none | flat payment fee | 15 | flat payment fee | within 24 hours | 275 | Not available | 0.26 | 0.26 | 4900 | 60 | 0.07 | 0.07 | 2000 | 36 | Not available | Not available | none | months |
.png?locale=en-AU) Personal Loan (Tier 1) by Spondooli | ["online"] | Not available | varies on personalized contract | within hours | none | percentage of loan | Not available | varies on personalized contract | same day | Not available | 0.2 | 0 | 0 | 2000 | 90 | 0 | 0 | 200 | 63 | Not available | 0.04 | percentage of loan | days |
 Personal Loan by SocietyOne | ["online"] | Not available | varies on personalized contract | within minutes | none | percentage of loan with payment cap | 35 | flat payment fee | overnight | 995 | 0.05 | 0.18 | 0.18 | 50000 | 60 | 0.07 | 0.07 | 5000 | 24 | Not available | Not available | none | months |
 Personal Loan by OurMoneyMarket | ["online"] | Not available | varies on personalized contract | within minutes | none | percentage of loan | 35 | flat payment fee | multiple days | Not available | 0.06 | 0.21 | 0.21 | 75000 | 84 | 0.07 | 0.07 | 2001 | 12 | Not available | Not available | none | months |
 Personal Loan by National Australia Bank | ["online", "on-site"] | Not available | varies on personalized contract | within minutes | none | flat payment fee | Not available | varies on personalized contract | same day | 150 | Not available | 0.19 | 0.19 | 55000 | 84 | 0.1 | 0.1 | 5000 | 12 | 10 | Not available | flat payment fee | months |
 Personal Loan by Alex | ["online"] | Not available | varies on personalized contract | within hours | none | flat payment fee | 20 | flat payment fee | multiple days | 295 | Not available | 0.2 | 0.2 | 30000 | 60 | 0.07 | 0.07 | 2100 | 6 | Not available | Not available | none | months |
 Personal Loan by Now Finance | ["online", "phone"] | Not available | varies on personalized contract | within hours | none | flat payment fee | 35 | flat payment fee | multiple days | 495 | Not available | 0.18 | 0.18 | 40000 | 84 | 0.07 | 0.07 | 15001 | 18 | 15 | Not available | flat payment fee | months |
 Personal Loan by Pepper Group Ltd | ["online", "phone"] | Not available | varies on personalized contract | within hours | none | percentage of loan with payment cap | 50 | flat payment fee | overnight | 495 | 0.04 | 0.18 | 0.18 | 40000 | 84 | 0.07 | 0.07 | 5000 | 18 | 13 | Not available | flat payment fee | months |
 Personal Loan by Liberty | ["online"] | Not available | varies on personalized contract | within minutes | none | percentage of loan with payment cap | 10 | flat payment fee | within 24 hours | 950 | 0.06 | 0.27 | 0.27 | 50000 | 84 | 0.08 | 0.08 | 5000 | 36 | Not available | Not available | none | months |
 Personal Loan by Wisr | ["online"] | Not available | varies on personalized contract | within minutes | none | flat payment fee | 25 | flat payment fee | multiple days | 595 | Not available | 0.18 | 0.18 | 50000 | 60 | 0.08 | 0.08 | 5000 | 36 | Not available | Not available | none | months |
 Personal Loan by Ferratum | ["online"] | 55 | flat payment fee | within hours | none | percentage of loan | 55 | flat payment fee | same day | Not available | 0.2 | 0.55 | 0.55 | 1900 | 12 | 0.19 | 0.19 | 500 | 3 | Not available | 0.04 | percentage of loan | months |
 No Fee Personal Loan by Now Finance | ["online", "phone"] | Not available | varies on personalized contract | within hours | none | none | 35 | flat payment fee | multiple days | Not available | Not available | 0.18 | 0.18 | 15000 | 84 | 0.07 | 0.07 | 5000 | 18 | Not available | Not available | none | months |
 Medium Personal Loan by Cash Converters | ["online", "on-site"] | 33 | flat payment fee | multiple days | none | flat payment fee | 33 | flat payment fee | same day | 400 | Not available | 0.48 | 0.48 | 5000 | 24 | 0.48 | 0.48 | 2001 | 2 | Not available | Not available | none | months |
 Medium Personal Loan by Nifty | ["online"] | Not available | varies on personalized contract | within minutes | none | flat payment fee | Not available | varies on personalized contract | same day | 400 | Not available | 0.48 | 0.48 | 4600 | 24 | 0.48 | 0.48 | 2100 | 9 | Not available | Not available | none | months |
 Large Personal Loan by Nifty | ["online"] | Not available | varies on personalized contract | within minutes | none | flat payment fee | Not available | varies on personalized contract | same day | 400 | Not available | 0.21 | 0.21 | 10000 | 24 | 0.21 | 0.21 | 5000 | 9 | Not available | Not available | none | months |
 Fixed Rate Personal Loan by Plenti | ["online"] | Not available | varies on personalized contract | within hours | none | flat payment fee | 30 | flat payment fee | overnight | 599 | Not available | 0.09 | 0.09 | 45000 | 60 | 0.06 | 0.06 | 2001 | 36 | Not available | Not available | none | months |
