Clara's best Credit Card Readers.
What is a Credit Card Reader?
In short the purpose of a credit card reader is to take card payments.
How Does a Card Reader Work?
There are also credit card readers for near field communication (NFC) or contactless payments, which usually involve holding a smartphone or wearable device over a reader. Like chip cards, NFC payments are safer than magnetic stripe cards because they utilize encrypted and changing data for each transaction. Services such as Apple Pay or Samsung Pay are examples of NFC payment apps that have become increasingly popular during the coronavirus pandemic.
How Safe Are Credit Card Readers?
Which Credit Card Reader is the Best?
Deciding on which credit card reader to utilize depends on various factors, including EMV support, speed of bank deposits, pricing structures, and setup difficulty. Across the U.S. and the U.K., perhaps the top credit card readers for small businesses are Square and iZettle.
Square is the leading American company of mobile credit card machines. It provides a small square card swipe reader and mobile point-of-scale (mPOS) application for Apple and Android devices and is compatible with all major credit cards, including Visa, Mastercard, and American Express. Square offers simple fees and numerous add-on features including offline mode and business management tools like QuickBooks. Similarly, iZettle is the leader in the U.K. market. It features a simple PIN pad, accepts major credit cards, and quick transaction approvals for contactless cards. iZettle has no setup fees and also gives businesses the opportunity to launch an e-commerce shop.
Compare all UK credit card readers.
The Best Card Machine for Small Business?
What is a PDQ machine?
PDQ machines were not the most efficient so we moved to the chip and pin readers you're more familiar with. Chip and pin readers rely on cards with the more secure chip that is dipped into the machine and then a pin is given. We'd always recommend the newer chip and pin readers when choosing a card reader.
Check out the full list of chip and pin readers.
What is a Magnetic Strip Reader?
We'd recommend choosing a more modern machine so you can also take Apple Pay and other NFC payments, but the magnetic strip reader will work with most cards. See the full list of card readers.
Everything you need to know about the PayPal Card Reader UK
Is there VAT on PayPal fees?
PayPal's fees that you pay are not inclusive of VAT but financial services are not charged VAT so you don't need to worry about that. When you charge a customer, you will need to add VAT on top of what you charge PayPal's reader doesn't do this automatically. So if you're selling an item for 100 GBP and you haven't already included VAT which until September 2021 is 12.5% then you'd need to type in 112.5 GBP.
What are the different paypal card machines?
There is only one PayPal card reader in for the UK which is the PayPal Here, it looks like a small calculator. You can see how it looks at by looking at the full comparison list of credit card readers.
Everything you need to know about the SumUp UK card reader
SumUp charges 1.69% fees on most card charges.
Sumup vs Square
SumUp's fees are 1.69% vs the 1.75% Square card reader fees. SumUp offers three card readers from £29-£129 and Square has two one for £19 and one for £199 both top of the line readers have printers. The Square reader is connected to Square POS service and their online gateway so it's great if you also sell online but otherwise SumUp is cheaper if you're just accepting payments in store.
Check out every detail of each card reader.
What is the Stripe card reader UK?
What is the Shopify card reader UK?
What is the Worldpay epos?
Everything you need to know about the iZettle card readers.
The iZettle chip and pin reader is a machine that lets you take card payments, it is known as the iZettle reader 2 it takes chip and pin, swipe and NFC and paywave payments. It charges 1.75% fees and costs £29.
There are a few costs associated with the iZettle card reader, the iZettle reader 2 costs £29 and the Zettle Ocean Reader and Dock set (made from recycled ocean plastic) costs £98.
iZettle transaction fee - Each reader has the same transaction fee of 1.75% for each card transaction.
Who are the iZettle competitors?
There are a number of iZettle alternatives for UK businesses, those with similar card transaction fees are Square, SumUp, PayPal (who owns iZettle) myPOS and many more, check out and compare the full list of iZettle alternatives.
Can I take payments over the phone with iZettle?
Unfortunately not with iZettle, you need a virtual terminal to accept over the phone card payments and iZettle doesn't offer one.
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The SumUp 3G standalone device allows your business to accept credit, debit, and contactless payments without the need of a smartphone or tablet. Includes a built-in SIM card, allowing free WiFi connectivity and unlimited mobile data. Complete up to 50 transactions on a single battery charge with no fixed costs or mandatory contracts.Visit website
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Worldpay's Ingenico iCT250 countertop terminal allows your business to accept credit, debit, and contactless payments along with the ability to process refunds, cashback, and gratuities with ease. Connect through a phone line or broadband and issue customer receipts using a built-in thermal printer.Visit website
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Worldpay's Ingenico iWL250 portable card reader houses a powerful battery and allows your business to accept credit, debit, and contactless payments while maintaining a small, water-resistant and anti-shock design. Connect through WiFi or Bluetooth and issue receipts quickly with a built-in thermal printer.Visit website