Unsecured Business Loans
Compare all options on Clara.| PRODUCT | Closing Fee | Interest Accrual Periods | Maximum Interest Rate | Maximum Loan Amount | Maximum Loan Term Months | Maximum Origination Fee | Maximum Underwriting Fee | Minimum Annual Revenue | Minimum Credit Score | Minimum Interest Rate | Minimum Loan Amount | Minimum Loan Term Months | Minimum Months In Business | Minimum Origination Fee | Notes | Payment Frequency | Personal Guarantee | Unavailable In States | Underwriting Fee Minimum | Vendor Airtable Api Key |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 Business Advantage Term Loan by Bank of America | Not available | Not available | Not available | 100,000USD | 60 | Not available | Not available | 100,000USD | 670 | 4.75% | 10,000USD | 12 | 24 | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Business Line of Credit by Headway Capital | Not available | Not available | Not available | 50,000USD | 24 | Not available | Not available | 50,000USD | Not available | Not available | 5,000USD | 12 | 12 | Not available | Not available | weeklymonthly | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Business Line of Credit by National Business Capital & Services | Not available | Not available | Not available | 2,000,000USD | 120 | Not available | Not available | 120,000USD | 300 | Not available | 10,000USD | 6 | 3 | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Capital Alliance Unsecured Business Loan by Capital Alliance | Not available | Not available | Not available | Not available | Not available | Not available | Not available | Not available | 500 | Not available | Not available | Not available | Not available | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Line of Credit by Shield Funding | Not available | Not available | 10% | 250,000USD | Not available | Not available | Not available | 120,000USD | 650 | 5% | 5,000USD | 1 | 6 | Not available | Not available | Not available | ✓ | Not available | Not available | appqSJ8LJq96g8KF4 |
 Line of Credit by OnDeck | No | annual percentage rate | Not available | 100,000USD | 12 | 0% | 20USD | 100,000USD | 600 | 10.99% | 6,000USD | 3 | 12 | 0% | Doesn’t require specific assets for collateral but a general lien on business assets + a personal guarantee. Weighted average for lines of credit is 35.2% APR | weeklydaily | ✓ | NevadaNorth DakotaSouth Dakota | 20USD | appqSJ8LJq96g8KF4 |
 Line of Credit by Merchant Advisors | Not available | Not available | Not available | 150,000USD | 24 | Not available | Not available | 150,000USD | 600 | Not available | Not available | 12 | 12 | Not available | Interest rates depend on credit (not available) | monthlyweekly | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Line of Credit by Biz2Credit | Yes | Not available | 36% | 100,000USD | 84 | 7% | 400USD | 120,000USD | 580 | 4% | 15,000USD | 12 | 12 | 2% | Not available | Not available | ✓ | Not available | 250USD | appqSJ8LJq96g8KF4 |
 Line of Credit by Rapid Finance | Yes | Not available | 20% | 250,000USD | 18 | 0% | Free | Free | 500 | 9% | 5,000USD | 3 | 3 | 0% | Not available | weeklydailymonthly | Not available | Not available | Free | appqSJ8LJq96g8KF4 |
 Line of Credit by BlueVine | No | weekly | Not available | 250,000USD | 12 | 0% | Free | 480,000USD | 650 | 4.8% | Not available | 6 | 36 | 0% | Not available | weekly | ✓ | North DakotaSouth DakotaVermont | Free | appqSJ8LJq96g8KF4 |
 Line of Credit by Fundbox | No | annual percentage rate | Not available | 100,000USD | 6 | 0% | Not available | 25,000USD | 500 | 4.66% | 1,000USD | 3 | 3 | 0% | Not available | weekly | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Line of Credit by Kabbage | No | monthly | 10% | 250,000USD | 18 | 0% | Not available | 50,000USD | 560 | 1.5% | 2,000USD | 6 | 12 | 0% | More than $100k requires 36 months in business | monthly | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
| Not available | Not available | Not available | 100,000USD | Not available | Not available | Not available | Not available | 650 | Not available | 20,000USD | Not available | 36 | Not available | Not available | Not available | Not available | AlaskaArizonaArkansasCaliforniaColoradoConnecticutHawaiiIdahoIowaLouisianaMaineMassachusettsMontanaNebraskaNevadaNew HampshireNew MexicoNorth DakotaOklahomaOregonRhode IslandMinnesotaMississippiSouth DakotaTennesseeUtahVermontWashingtonWyoming | Not available | appqSJ8LJq96g8KF4 | |
 Post Oak Unsecured Loan by Post Oak | Not available | Not available | Not available | 500,000USD | Not available | Not available | Not available | Free | 300 | 12% | 5,000USD | Not available | 6 | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Presto Unsecured Business Loans by Presto | Not available | Not available | Not available | 150,000USD | Not available | Not available | Not available | 100,000USD | Not available | Not available | 25,000USD | Not available | 12 | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Short-Term Loan by OnDeck | No | annual percentage rate | Not available | 250,000USD | 12 | 4% | 20USD | 100,000USD | 600 | 11.89% | 5,000USD | 3 | 12 | 2.5% | Doesn’t require specific assets for collateral but a general lien on business assets + a personal guarantee. Weighted average rate for term loans is 49.06% APR | weeklydaily | ✓ | NevadaNorth DakotaSouth Dakota | 20USD | appqSJ8LJq96g8KF4 |
 Term Loan by Merchant Advisors | Not available | Not available | Not available | 500,000USD | 24 | Not available | Not available | 250,000USD | 600 | Not available | 5,000USD | 12 | 12 | Not available | Interest rates depend on credit (not available) | weeklymonthly | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Term Loan by Funding Circle | No | annual percentage rate | Not available | 500,000USD | 120 | 6.99% | Free | Free | 660 | 4.99% | 25,000USD | Not available | 24 | 3.49% | A personal guarantee will be required | monthly | ✓ | Nevada | Free | appqSJ8LJq96g8KF4 |
 Unsecured Business Lines by Unsecured Business Lines | Not available | Not available | Not available | 200,000USD | 24 | Not available | Not available | Free | 700 | 9.99% | Not available | 6 | 0 | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Business Lines of Credit by Fast Capital 360 | Not available | Not available | 24% | 250,000USD | 24 | Not available | Not available | 200,000USD | 560 | 8% | Not available | 6 | 12 | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Business Loan by Halo Capital | Not available | Not available | Not available | 2,000,000USD | Not available | Not available | Not available | Not available | Not available | Not available | 10,000USD | Not available | Not available | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Business Loan by GoKapital | Yes | annual percentage rate | 20% | 350,000USD | 48 | Not available | Not available | 100,000USD | 660 | 9% | 20,000USD | 12 | 12 | Not available | Not available | monthlybi-weekly | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Business Loan by National Funding | Not available | Not available | 36% | 250,000USD | 15 | Not available | Not available | 100,000USD | 500 | Not available | Not available | 6 | 12 | 2% | Not available | Not available | ✓ | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Business Loans by Balboa Capital | Not available | Not available | Not available | 250,000USD | 18 | Not available | Not available | 300,000USD | 300 | Not available | 5,000USD | 3 | 12 | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Business Loans by Startup Business Lenders | Not available | Not available | Not available | 250,000USD | 240 | Not available | Not available | Free | 680 | 6% | 5,000USD | Not available | 0 | Not available | Not available | monthly | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Business Loans by Cash 4 Business | Not available | Not available | Not available | 2,000,000USD | Not available | Not available | Not available | Not available | 550 | Not available | 15,000USD | Not available | 9 | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Business Loans by Lending Valley | Not available | Not available | Not available | 500,000USD | 120 | Not available | Not available | Not available | Not available | Not available | 1,000USD | 12 | Not available | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
Unsecured Business Loans by Shield Funding | Not available | Not available | 45% | 1,000,000USD | 36 | Not available | Not available | 120,000USD | 500 | 9% | 5,000USD | 2 | 2 | Not available | Not available | Not available | ✓ | Not available | Not available | appqSJ8LJq96g8KF4 |
Unsecured Business Term Loans by Fast Capital 360 | Not available | Not available | Not available | 250,000USD | 60 | Not available | Not available | 200,000USD | 600 | 7% | Not available | 12 | 12 | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Cash Advance by Ripe Funding | Yes | Not available | Not available | 1,000,000USD | 60 | Not available | Not available | Not available | 500 | Not available | 10,000USD | 12 | Not available | Not available | Eligibility based upon total monthly business revenue. Interest rates depend on credit (not available) | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Installment Loan by Fundwise Capital | Not available | Not available | 23% | 300,000USD | 84 | Not available | Not available | Free | 680 | 6% | 25,000USD | 36 | 0 | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Line of Credit by Tenet Financial Group | Not available | Not available | Not available | 100,000USD | Not available | Not available | Not available | Free | 700 | Not available | 25,000USD | Not available | Not available | Not available | No recent or major derogatory items; at least 5 years of credit history is preferred. Interest rates and term lengths depend on credit (not available) | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
Unsecured Line of Credit by Fundwise Capital | Not available | Not available | 2% | 200,000USD | 18 | Not available | Not available | Free | 680 | 1% | 25,000USD | 6 | 0 | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Loans by Tenet Financial Group | Not available | Not available | Not available | 100,000USD | Not available | Not available | Not available | Not available | 700 | Not available | 25,000USD | Not available | Not available | Not available | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Loans by Guidant Financial | Not available | Not available | 18% | 150,000USD | 60 | Not available | Not available | Not available | 690 | 12% | 10,000USD | 3 | 0 | 9% | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Term Loan by US Bank | Not available | Not available | Not available | 1,000,000USD | Not available | 0% | Not available | Not available | Not available | Not available | Not available | Not available | 24 | 0% | Not available | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Unsecured Term Loan by Ripe Funding | Yes | Not available | Not available | 800,000USD | 60 | Not available | Not available | 150,000USD | 620 | Not available | 25,000USD | 12 | Not available | Not available | Interest rates depend on credit (not available) | Not available | Not available | Not available | Not available | appqSJ8LJq96g8KF4 |
 Wells Fargo Unsecured Term Loans by Wells Fargo | Not available | Not available | 22.99% | 100,000USD | 60 | Not available | Not available | Not available | 640 | 6.25% | 10,000USD | 12 | Not available | Not available | Not available | Not available | Not available | Not available | 150USD | appqSJ8LJq96g8KF4 |
