Citi Simplicity Card
by CitibankWith the Citi Simplicity Card you can take advantage of 0% APR for 18 months on purchases and balance transfers and a variable APR of 14.74% to 24.74% thereafter. While this card does charge a 3% balance transfer fee, card holders will reap the benefits of no late fees, no penalty rates, and no annual fees. This is a great option for people who want to consolidate debt with a long balance transfer period and minimal fees.
Maximum Interest Rate
0.25
Balance Transfer Fee
0.05
Minimum Interest Rate
0.15
Notes
no late fees
Minimum Transfer Fee
5
Balance Transfer Rate
0
Recommended Credit Score
740
Annual Fee
0
Balance Transfer Zero Interest Term Months
18
