U.S. Bank Visa Platinum Card
by U.S. BankThe U.S. Bank Visa Platinum Card stands out with the longest 0% APR period on purchases and balance transfers. This card offers consumers an opportunity to avoid high-interest credit card charges with a balance transfer intro period of 20 months or 20 billing cycles. After that, the standard APR ranges from 13.99% to 23.99% with no annual fees or penalty APRs. While this card doesn't feature any reward structure or bonus points, the long zero-interest period is an attractive offer for people looking to payoff debt or finance large purchases..
Maximum Interest Rate
0.24
Balance Transfer Fee
0.03
Minimum Interest Rate
0.14
Minimum Transfer Fee
5
Balance Transfer Rate
0
Recommended Credit Score
740
Annual Fee
0
Balance Transfer Zero Interest Term Months
20
