Citibank
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Citi's Double Cash Card offers consumers with good to excellent credit the opportunity to save on interest with a balance transfer and earn 2% cash back on each purchase. The card features a 0% intro APR on balance transfers for 18 months, and after that a variable APR between 13.99% and 23.99%. There is a balance transfer fee of 3%
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The Citi Diamond Preferred Card is best for people with good to excellent credit looking to consolidate high-interest credit card debt and pay off their balance over 18 months with a 0% APR on purchases and balance transfers. After that the regular APR ranges from 14.74% to 24.74% with no annual fee. There is a standard balance transfer fee of 3%.
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The Citi Rewards+ Card is suited for people who would like to earn rewards on small purchases in addition to consolidating credit card debt and benefiting from a 0% APR on purchases and balance transfers for 15 months. This is the only balance transfer card that rounds up to the nearest 10 points on every purchase and 2x points at gas stations and supermarkets. Card holders can receive 15k bonus points after spending $1,000 within the first three months of account opening.
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With the Citi Simplicity Card you can take advantage of 0% APR for 18 months on purchases and balance transfers and a variable APR of 14.74% to 24.74% thereafter. While this card does charge a 3% balance transfer fee, card holders will reap the benefits of no late fees, no penalty rates, and no annual fees. This is a great option for people who want to consolidate debt with a long balance transfer period and minimal fees.
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