LendingClub
Minimum Credit Score
600
Origination Fee Minimum
1%
Maximum Interest
0.3589
Maximum Loan Term Months
60
Minimum Interest
0.1068
Minimum Loan Amount
1,000 USD
Maximum Loan Amount
40,000 USD
Minimum Loan Term Months
36
Origination Fee Maximum
6%
Late Payment Fee
15 USD
Eligibility
U.S. citizen/permanent resident with SSN
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LendingClub personal loans for debt consolidation are best for people with fair credit and who may benefit from joint loan options. U.S. residents can receive loan amounts up to $40,000 and can expect to pay an interest rate in the range of 10.68% to 35.89%.
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