Nifty

Maximum Loan Amount
10,000 AUD
Maximum Loan Term
24
Minimum Loan Amount
300 AUD
Online Application
Yes
Loan Term Period
Months
Easy Application
Yes

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Nifty offers bad credit loans in amount of AUD 300 up to AUD 10,000. Application process is done 100% online and you receive the answer about approval in the same day. Nifty will make sure that you are able to repay the loan.

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Min Loan Amount
5000
Max Loan Amount
10000
Application Options
["online"]
Average Response Time
within minutes
Loan Deposit Timing
same day
Min Repayment Period
9
Max Payment Period
24
Payment Period Type
months
Min Interest Rate Per Annum
0.21
Max Interest Rate Per Annum
0.21
Monthly Service Fee Type
none
Establishment Fee Type
flat payment fee
Max Establishment Fee Payment
400
Late Payment Fee Type
varies on personalized contract
Arrears Fee Type
varies on personalized contract
Early Repayment Penalty
none

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Nifty offers large personal loans valued between $5,000 to $10,000. Submit your application online and see approval and loan deposits within the same day. Nifty does not judge applicants based on their credit score and offers references to alternate lenders if your application happens to be denied.

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Min Loan Amount
300
Max Loan Amount
2000
Application Options
["online"]
Average Response Time
within minutes
Loan Deposit Timing
same day
Min Repayment Period
6
Max Payment Period
9
Payment Period Type
months
Min Interest Rate Per Annum
0
Max Interest Rate Per Annum
0
Monthly Service Fee Percentage
0.04
Monthly Service Fee Type
percentage of loan
Establishment Fee Type
percentage of loan
Max Establishment Fee Percentage
0.2
Late Payment Fee Type
varies on personalized contract
Arrears Fee Type
varies on personalized contract
Early Repayment Penalty
none

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Nifty offers small personal loans valued up to $2,000. Submit your application online and see approval and loan deposits within the same day. Features no interest rates, no issues with bad credit, and offers references to alternate lenders if your application happens to be denied.

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Min Loan Amount
2100
Max Loan Amount
4600
Application Options
["online"]
Average Response Time
within minutes
Loan Deposit Timing
same day
Min Repayment Period
9
Max Payment Period
24
Payment Period Type
months
Min Interest Rate Per Annum
0.48
Max Interest Rate Per Annum
0.48
Monthly Service Fee Type
none
Establishment Fee Type
flat payment fee
Max Establishment Fee Payment
400
Late Payment Fee Type
varies on personalized contract
Arrears Fee Type
varies on personalized contract
Early Repayment Penalty
none

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Nifty offers medium personal loans valued between $2,100 to $4,600. Submit your application online and see approval and loan deposits within the same day. Nifty does not judge applicants based on their credit score and offers references to alternate lenders if your application happens to be denied.

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Maximum Loan Term
12
Representative Loan Term
6
Maximum Loan Amount
2,000 AUD
Loan Term Period
Months
Minimum Loan Amount
300 AUD
Easy Application
Yes
Online Application
Yes
Representative Loan Amount
1,000 AUD
Representative Total Repayable
1,440 AUD
Establishment Fee
20%
Representative Loan Term Period
Months
Representative Monthly Repayment
240 AUD

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Nifty offers small loans with an establishment fee of 20% and a monthly fee of 4%. You can borrow up to AUD 2,000, that can be received in 60 seconds after the approval. A client can apply, even if the loan will be repaid by the benefits from centerlink. To apply for a loan, a client has to be an adult Australian citizen, with an active mobile phone number and email and had received a regular income for the last 3 months.

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