UpStart

Minimum Credit Score
600
Origination Fee Minimum
0
Maximum Interest Rate
0.36
Maximum Loan Term Months
60
Minimum Interest Rate
0.09
Minimum Loan Amount
1000
Maximum Loan Amount
50000
Minimum Loan Term Months
36
Origination Fee Maximum
0.08
Late Payment Fee
15
Unavailable In States
["West Virginia", "Iowa"]
Eligibility
["U.S. residential address"]

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UpStart offers personal loans for debt consolidation with a focus on lending to consumers with little credit history who are seeking fast funding. With credit scores 600 or above, U.S. residents can receive loans from $1,000 to $50,000 at fixed interest rates for 3 or 5 year loan terms. While these loans are accessible to many borrowers, UpStart does charge an origination fee.

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