UpStart

Minimum Credit Score
600
Origination Fee Minimum
0%
Maximum Interest
0.35990000000000005
Maximum Loan Term Months
60
Minimum Interest
0.08689999999999999
Minimum Loan Amount
1,000 USD
Maximum Loan Amount
50,000 USD
Minimum Loan Term Months
36
Origination Fee Maximum
8%
Late Payment Fee
15 USD
Unavailable In States
West Virginia and Iowa
Eligibility
U.S. residential address

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UpStart offers personal loans for debt consolidation with a focus on lending to consumers with little credit history who are seeking fast funding. With credit scores 600 or above, U.S. residents can receive loans from $1,000 to $50,000 at fixed interest rates for 3 or 5 year loan terms. While these loans are accessible to many borrowers, UpStart does charge an origination fee.

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